Privacy Policy, Terms and Conditions.
Privacy Policy
Last Updated: October 2024.
Introduction
Manare Debt Relief (“The Company”) is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, and protect your personal information when you visit our website www.maranathadebtrelief.com (the "Site") and engage with our services.
Information We Collect
We may collect the following types of information:
1. Personal Information: When you contact us or fill out forms on our Site, we may collect personal information such as your name, email address, phone number, and financial information relevant to our services.
2. Usage Data: We may collect information about how you access and use the Site, including your IP address, browser type, operating system, and pages visited.
3. Cookies: Our Site may use cookies and similar tracking technologies to enhance user experience and analyze web traffic. You can choose to accept or decline cookies.
How We Use Your Information
We may use your information for the following purposes:
* To provide our debt settlement services.
* To communicate with you regarding your inquiries and our services.
* To improve our Site and services through analysis and research.
* To comply with legal obligations and protect our rights.
* To respond to your questions and concerns
We gather this information when you:
* Subscribe to our newsletter or email list.
* Browse or engage with our website and its pages.
* Reach out to us with inquiries or requests for additional details about our products or services.
* Share information related to our products or services.
Information Sharing and Disclosure
We do not sell or rent your personal information to third parties. We may share your information in the following circumstances:
* Service Providers: We may share information with trusted third-party service providers who assist us in operating our Site and delivering our services.
* Legal Compliance: We may disclose your information if required by law or to respond to legal requests.
* Request inquiries and to negotiate your debts with the lenders after you are enrolled in the program.
Data Security
We implement appropriate security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure.
How do we safeguard your information?
Who can access your information? All of our employees and service agents are obligated to keep any personally identifiable information (PII) or protected financial information (PFI) confidential. While every staff member and service agent is responsible for protecting your PII and PFI, not all have access to it. Access is limited to those employees or agents who require your non-public PII or PFI to assist you during the debt settlement process.
Your Rights
You have the right to:
* Access the personal information we hold about you.
* Request corrections to your personal information.
* Withdraw consent for the use of your personal information.
To exercise these rights, please contact us using the information below.
Children’s Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically for any updates.
Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us at:
Manare Debt Relief 7950 NW 53rd Street Suite 337. Doral, FL 33166 info@maranathadebtrelief.com (877) 757 9498
Terms and Conditions
Last Updated: October 2024.
Welcome to Manare Debt Relief (“The Company”). By accessing or using our website www.maranathadebtrelief.com (the "Site") and our services, you agree to comply with and be bound by these Terms and Conditions. If you do not agree, please do not use our Site.
Please be aware that all conversations with our company may be recorded or monitored for the purposes of quality assurance and training.
Please remember that not every debt qualifies for enrollment, and various factors, such as the ability to save sufficient funds, may prevent some clients from completing our program. Individual results can vary based on past experiences and specific circumstances, so we cannot guarantee particular reductions in your debt or that you will become debt-free within a set timeframe.
We do not assume consumer debt, make monthly payments to creditors, or provide services related to tax, bankruptcy, accounting, or legal advice, nor do we offer credit repair services. Please note that availability may differ by state.
For questions regarding tax implications of settlements, it’s advisable to consult a tax professional. If you require additional information about bankruptcy, we suggest reaching out to a bankruptcy attorney. Depending on your location, we might be able to recommend a local tax professional or bankruptcy attorney.
Before enrolling, it is crucial to read and understand all program materials, including the possible adverse effects on your credit rating.
1. Acceptance of Terms
By using our Site, you affirm that you are at least 18 years old and have the legal capacity to enter into these Terms. If you are using the Site on behalf of an entity, you represent that you have the authority to bind that entity.
2. Services
We provide debt settlement services to assist individuals in negotiating and settling debts with creditors. Our services do not guarantee specific results, and individual outcomes may vary.
3. User Responsibilities
You agree to:
* Provide accurate, current, and complete information when using our Site or services.
* Maintain the security of your account and password, if applicable.
* Notify us immediately of any unauthorized use of your account.
* Use the Site only for lawful purposes and in accordance with applicable laws.
4. Intellectual Property
All content on the Site, including text, graphics, logos, and software, is the property of Manare Debt Relief or its licensors and is protected by copyright, and other intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without our express written permission.
5. Limitation of Liability
To the fullest extent permitted by law, Manare Debt Relief shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site or our services. Our total liability shall be limited to the maximum extent permitted by applicable law.
6. Disclaimers
Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the Site will be uninterrupted, secure, or free of errors or viruses.
7. Third-Party Links
Our Site may contain links to third-party websites. We do not endorse or assume any responsibility for the content or practices of these websites. Your use of third-party sites is at your own risk.
8. Governing Law
Manare Debt Relief operates in accordance with the Telemarketing Sales Rule (TSR) and is regulated by the Federal Trade Commission (FTC). These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Florida,
9. Changes to These Terms
We reserve the right to modify these Terms at any time. Any changes will be posted on this page with an updated effective date. Your continued use of the Site after any changes constitutes your acceptance of the new Terms.
10. Contact Us
If you have any questions or concerns about these Terms and Conditions, please contact us at:
Manare Debt Relief 7950 NW 53rd Street Suite 337. Doral, FL 33166
info@maranathadebtrelief.com (877) 757-9498